Most Stolen Cars and Auto Insurance

Is your car on the “Most Stolen Cars” list? If it is, you may be paying higher car insurance rates than drivers of less frequently stolen vehicles. There are many factors that influence car insurance rates, but a major factor is whether your car is a favorite of thieves.

Here's the list:

10 Most Stolen Cars in 2008

1. 1994 Honda Accord
2. 1995 Honda Civic
3. 1989 Toyota Camry
4. 1997 Ford F-150 Series
5. 2004 Dodge Ram Pickup
6. 2000 Dodge Caravan
7. 1996 Jeep Cherokee/Grand Cherokee
8. 1994 Acura Integra
9. 1999 Ford Tauras
10. 2002 Ford Explorer

Source: National Insurance Crime Bureau (NICB.org), 2009

Is Your Car On The List? You Can Still Protect It


There are many things you can do to protect your car from being stolen. The NICB recommends using the layered approach to car safety.

  1. Common Sense: The Simplest Ways to Stop Your Car from Getting Stolen

    2. Don’t make it easy for a car thief. Keep your car doors locked and the windows rolled up. Don’t leave your keys in the ignition. Make your car a less likely theft target by parking in a well-lit area.

  2. Warning Device: A Visible or Audible Device That Shows Thieves Your Car Is Protected

    3. Try installing a car alarm, steering column collar, steering wheel, brake or wheel locks—anything to keep your car from getting stolen.

  3. Immobilizing Device: A Device That Stops Car Thieves from Hot-Wiring the Car

    4. If you don’t want your car to end up in a chop-shop, you may consider using a smart key, fuse cut-off, kill switch, or a starter, ignition, or fuel pump disabler. It is much harder to steal a car that has an immobilizing device.

  4. Tracking Device: A Device That Emits a Signal if the Car Is Stolen

    5. Tracking devices—like Lo-Jacks, GPS or Telematics (combination GPS and wireless)—can be very effective in helping police recover stolen vehicles.

Even if your car is on the “Most Stolen Cars” list, you can still protect it with a great low-cost car insurance policy. And if you keep you car safe with the layered security approach, you could qualify for an anti-theft discount on your car insurance. See what discounts you can get by shopping for multiple insurance quotes at InsWeb.