Average Car Insurance Rate

The average car insurance consumer looks for two simple things: good coverage and a low rate. But for those who think they could never pay less than the average car insurance rate, we're here to help.

If you’re happy paying the average car insurance premium, good for you. But if you’re a savvy consumer who wants to compare prices and search for a policy that’s cheaper than the average car insurance rate, InsWeb.com is the place for you. Compare low car insurance rates and see if you can find a quote that beats the nation’s average car insurance rate.

Average Car Insurance Rate

According to the National Association of Insurance Commissioners, the average car insurance rate is $68 per month—a pretty penny for those on a tight budget. Luckily, our Car Insurance Learning Center offers tips that could help consumers find a rate that’s cheaper than the national average car insurance premium.

Find a Lower Than Average Car Insurance Premium

Looking for a lower than average car insurance premium? Try raising your deductible. Remember: The higher your deductible, the lower your premium. You could also ask your insurance agent about discounts. For instance, owners of hybrid vehicles, safe drivers, and diligent students with at least a ‘B’ average are usually offered car insurance discounts.

Last but not least, find a lower than average car insurance premium by shopping around for the cheapest insurance rates! The average car insurance rate is relatively low, but shopping around for quotes could land you a policy that costs less than the average car insurance rate.

Make a mockery of the national average car insurance rate by searching for a cheaper policy. Find the cheapest insurance quote available by visiting our car insurance quote form and snagging a few free car insurance quotes.