
It is more important than ever to practice safe driving techniques in typical winter weather conditions such as rain, wind, snow, ice, sleet and fog. It is even more important to practice safety in extreme weather conditions such as hurricanes, tornados, torrential rain/snow and electrical storms. If possible, it is best to postpone a trip and stay home rather than drive if there is an extreme weather system moving through your area.
It's almost inevitable that sooner or later you will have to drive in sub par weather. But do you know how to do so safely? Depending on what part of the country you live in, your winter weather will vary. But no matter what the weather is, driving safely can help reduce the risk of an accident, which means a lower car insurance premium for you.
Driving in bad weather usually takes longer and is more stressful. If you did not leave more time to reach your destination and are consequently running late, this will only increase your stress level and could adversely affect your driving. If you can take an alternate route to avoid the brunt of a weather system, do so. You may also want to consider postponing your trip until the weather has improved. If you decide not to postpone, carry a map with you to prevent getting lost when visibility is low, and to show you alternate route.
Drive slowly. Speeding in bad weather is like asking for an accident to occur. Leave plenty of room in front. Many experts recommend doubling the "cushion" between you and the car in front of you when you are driving in rain, snow, sleet, etc. Brake time is slower in these conditions, and you must allow yourself more room. If it is snowing or raining, make sure you turn your head lights on. If it is foggy out, use your low beams to increase visibility. Be sure you and your passengers wear seatbelts at all times. Not only is it the law in most states, it can also save lives, especially when driving in bad weather.
If you are tired or the weather is getting too severe, pull over to the side of the road. Make sure it is safe to do so and do not think about the time you think you are "wasting." Know your surroundings when you are pulling over. You don't want to be caught in a snow bank on the side of the road you didn't see.
Avoiding an accident is obviously a benefit to you. The benefits of driving safely far outweigh those of driving recklessly in inclement weather. Avoiding an accident will also help you avoid an increase in your car insurance premium. If you are paying too much, use InsWeb.com to compare multiple car insurance quotes online.