3 Ways to Find Cheap Motorcycle Insurance

By Robert Lewis, InsWeb.com

Here are a few tips you can use to find cheap motorcycle insurance without reducing your coverage.

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Tip #1: Increase Your Deductible

When searching for the cheapest motorcycle insurance policy, here’s a simple rule of thumb—the higher your deductible, the lower your premium.

Raising your deductible just a few hundred dollars could reduce the cost of the physical damage portion of your motorcycle insurance premium by up to 30%.*

Tip #2: Take Advantage of Discounts

Are you a safe rider? Do you own a model with a good safety rating? Only ride your bike on the weekends in good weather? If so, you may be eligible for a motorcycle insurance discount.

It's up to you to make sure that your agent or company representative goes over all of your potential discounts, so don't be afraid to ask about them directly.

Tip #3: Shop Around and Compare Rates

Motorcycle insurance rates can vary widely from one insurer to the next, so it pays to shop around for the cheapest motorcycle insurance policy available. While your current company may have offered you the best rate in the past, it doesn’t mean they offer the lowest rate today.

Comparing a few free motorcycle insurance quotes is an incredibly easy way to find a cheap motorcycle insurance policy.

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*Insurance Information Institute (III.org)

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