Insurance News & Features

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July 31, 2014
The pros and cons of staying on your parents' health insurance plan
By Kathryn Hawkins, InsWeb.com

While staying on your parents health insurance plan may be a lifesaver, it can also come with some disadvantages.

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June 30, 2014
Renters insurance loopholes: What your policy won't cover
By Kathryn Hawkins, InsWeb.com

A renters insurance policy is inexpensive and a recommended purchase for all renters -- but know what a policy will and won't cover.

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May 20, 2014
Drugged driving: Is any amount too much?
By Neil Bartlett, InsWeb.com

With Colorado and Washington legalizing marijuana and more looking to follow, it’s important for drivers to learn the dangers of drugged driving and how police enforce drugged driving laws.

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April 17, 2014
5 states where home insurance rates are increasing fastest
By Chris Kissell, InsWeb.com

Find out the 5 states where home insurance rates are increasing the fastest – and how you can keep your home insurance bill down.

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May 6, 2013
A new form of distracted driving: Daydreaming
By Neil Bartlett, InsWeb.com

When it comes to distracted driving, a major culprit has been hiding until now: daydreaming or becoming lost in thought behind the wheel.

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May 1, 2013
Why Stay-At-Home Parents Need Life Insurance
By Chris Kissell, InsWeb.com

When it comes to life insurance, many couples insure the spouse with the paid job, but do not insure the life of the stay-at-home spouse - and experts say that is a major mistake.

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April 29, 2013
Smartphones and Car Keys: Can New Technology Stop Car Theft?
By Rachel Hartman, InsWeb.com

You use your smartphone to make calls, send emails, check the weather and, basically, schedule your life. What about using it for your car, too?

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April 24, 2013
Doctor: How to Stay Healthy and Illness-Free When Traveling Abroad
By Linda Childers, InsWeb.com

Traveling abroad can be a dream come true, until a case of dehydration or diarrhea turns your vacation into a living nightmare - Dr. Michael Zimring gives some tips on how to stay healthy and sickness-free.

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April 22, 2013
Cyclists Getting "Doored" - Whose Fault Is It?
By Allie Johnson, InsWeb.com

If a cyclist gets "doored" by someone opening a car door, who's at fault? The answer might surprise you...

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April 17, 2013
Buying Car Insurance - Or a Car - When You Have Bad Credit
By Emmet Pierce, InsWeb.com

You may think that having bad credit doesn't make you a greater insurance risk than the average driver - but you'll have a hard time convincing your insurer.

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April 15, 2013
Where There's Smoke, There's Fire: Don't Forget Your Smoke Alarm
By Allie Johnson, InsWeb.com

If a fire breaks out in your home, a few cheap pieces of equipment – smoke alarms and a fire extinguisher – could save your home and even your life. A bonus: they might also save you a few dollars on your home insurance.

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April 10, 2013
Should You Drop Your Home Insurance When You Pay Off Your House?
By Kathryn Hawkins, InsWeb.com

If you own your home outright, there’s no legal requirement to maintain insurance coverage. But is dropping home insurance ever a good idea?

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April 8, 2013
What the Primary Care Physician Shortage Means For You
By Kathryn Hawkins, InsWeb.com

Health care reform could extend coverage to millions of uninsured Americans. But there's one problem: In many areas, there aren’t enough doctors to cope with the dramatically higher demand for health care services.

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April 3, 2013
Don't Forget About Your Insurance Deductions on your Federal Tax Return
By Emmet Pierce, InsWeb.com

No one looks forward to paying federal taxes, but Tax Day – April 15 – could be a little less painful if you remember to use IRS insurance deductions.

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April 1, 2013
8 Chronic Diseases with Sky-High Price Tags
By Kathryn Hawkins, InsWeb.com

These are some chronic health conditions — both rare and common — that often carry extremely high price tags.

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March 27, 2013
Spring and Summer Storms: What’s Covered?
By Chris Kissell, InsWeb.com

Summer and spring storms are coming - here’s what is and isn't covered under typical homeowner’s insurance and car insurance policies.

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March 25, 2013
Adult ADHD - A Largely Unrecognized Problem
By Kathryn Hawkins, InsWeb.com

Many children eventually “grow out of” their ADHD diagnoses - however, many adults still show symptoms of ADHD, leading to problems if the condition goes untreated.

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March 20, 2013
Some Health Insurance Companies Hesitate to Cover Treatment Using Horses
By Lori Johnston, InsWeb.com

Therapists use the graceful gait of horses to help children and adults with autism, multiple sclerosis and other disabilities overcome physical and mental challenges – and even help them enjoy therapy. But their health insurer may not cover this therapy.

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March 18, 2013
6 Wearable Devices for Tracking Your Fitness
By Kathryn Hawkins, InsWeb.com

Several wearable devices can help you track every step you take and every calorie you burn. Here are six of the best options for helping you learn about your fitness routine and improve your health.

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March 13, 2013
Can An Insurer Suddenly Cancel Your Policy?
By Chris Kissell, InsWeb.com

Insurance protects you when an accident, unexpected damage or disaster strikes. But can your insurer dump you out of the blue for any reason?

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March 11, 2013
Could Gun Owners Be Required to Carry Liability Insurance?
By Craig Guillot, InsWeb.com

After the Sandy Hook school shooting, state legislators around the country have been proposing new gun control measures. Will liability insurance for gun owners be one of them?

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March 6, 2013
Health Insurance Premiums: Rising With Your Weight?
By Nancy Mann Jackson, InsWeb.com

It’s well-documented that health problems related to obesity significantly boost health care costs. In response to this, more employers are beginning to increase the health insurance premiums of employees who are classified as overweight or obese.

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March 4, 2013
Dental Insurance: Millions of Kids Go Without Dental Care Each Year
By Emmet Pierce, InsWeb.com

Millions of children in the U.S. go without dental care each year, despite the fact that most of them have some form of dental health coverage.

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February 27, 2013
Teen Driver Deaths Spiked in First Half of 2012
By Korrena Bailie, InsWeb.com

A February 2013 report from the Governors Highway Safety Association revealed that driver deaths among 16- and 17-year-olds rose 19 percent in the first six months of 2012 compared with the same period in 2011.

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February 25, 2013
6 Tips for Dealing with Your Insurance Company After a Disaster
By Nancy Mann Jackson, InsWeb.com

For consumers dealing with disasters like Superstorm Sandy — or those who may someday deal with them — here are six tips for getting the most out of the claims process.

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February 20, 2013
How to Explain Car Insurance to Teens
By Heather Larson, InsWeb.com

Your kid has just turned 16 and wants to start driving. However, before he gets behind the wheel, you need to tell him about the purpose of car insurance and how it works.

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February 13, 2013
Six Ways to Make Your Home Insurer Love You
By Linda Melone, InsWeb.com

Want to create a great relationship with your home insurer? Keep these six tips in mind to help ensure a stable future with the insurance company.

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February 11, 2013
Life Insurance: The Perfect Valentine's Gift?
By Allie Johnson, InsWeb.com

Are you trying to dream up the perfect Valentine’s Day gift for the love of your life? Experts have a suggestion that certainly isn’t over-the-top romantic: life insurance.

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February 6, 2013
How Much Would It Cost to Insure ‘Downton Abbey’?
By Rita Colorito, InsWeb.com

Fans of British soap opera “Downton Abbey” might imagine what it would be like to live in that privileged world and its fabulous homes. The following insurance policies could save the Grantham family, Downton’s proprietors, from financial ruin.

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February 4, 2013
5 Tips for Buying Cheap Car Insurance
By Robert DiGiacomo, InsWeb.com

When auto insurance is advertised as being “cheap,” do you get what you pay for? Or is it possible to find quality coverage for less?

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January 31, 2013
Hosting a Super Bowl Party? Serving Alcohol Could Make You Liable For Accidents
By Lori Johnston, InsWeb.com

The biggest fumble you could make as the host of a Super Bowl party would be to serve alcohol and allow guests to drive drunk. Having home or renter’s insurance can offer financial protection if tragedy strikes.

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January 28, 2013
Home Insurance Premiums Likely to Spike After Sandy
By Craig Guillot, InsWeb.com

Superstorm Sandy dealt a major financial blow to insurance companies – as much as $20 billion, according to one estimate. Homeowners left in Sandy’s wake could end up paying significantly higher insurance premiums for years to come.

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January 23, 2013
How To Choose a Life Insurance Beneficiary
By Allie Johnson, InsWeb.com

Many consumers buy life insurance, list their spouses as the beneficiaries and never think about the matter again. But experts say that failing to put much thought into your beneficiary selection can be a big mistake.

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January 16, 2013
What Kind of Insurance Is Right – and Wrong – for a Small Business?
By Stephanie Taylor Christensen, InsWeb.com

Here is a list of four types of small business insurance you should have, and three types you don’t necessarily need.

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January 14, 2013
7 Resolutions to Lower Your Life Insurance Premium
By Rita Colorito, InsWeb.com

New Year’s health resolutions not only help you drop a pant size. They also can help lower your life insurance premiums, whether you’re looking to buy life insurance or already have it.

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January 9, 2013
The Dangers of Letting Your Life Insurance Lapse
By Nick DiUlio, InsWeb.com

It’s one of the life insurance industry’s best-kept secrets – a great number of life insurance policies in the U.S. tend to lapse, meaning the coverage runs out and is not available if you die.

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January 7, 2013
Polygamists Find Insuring Wives, Children Complicated
By Lori Johnston, InsWeb.com

Living in polygamy often means living without insurance. The high costs and simple logistics of attaining insurance can be challenging for polygamists who have several wives and children.

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January 2, 2013
Does Travel Insurance Protect You During a Hurricane?
By Teresa Bitler, InsWeb.com

Expenses associated with weather-related catastrophes can add up quickly. This is a significant amount of money you won’t recoup unless you have a good travel insurance policy and unless you bought that policy at the right time.

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December 19, 2012
How to Save Money on Insurance
By Marcia Frellick, InsWeb.com

If your budget is tight, you might be able to afford some types of insurance but have to cut back on others. Here’s a look at six types of insurance and how you can save money on them.

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December 17, 2012
Bounce Houses Offer Fun For Kids, but Potential For Injury, Lawsuits
By Lori Johnston, InsWeb.com

A child’s squeals of delight can quickly turn into tears when playing in an inflatable bounce house. In bounce houses, kids can suffer injuries as serious as broken bones and concussions.

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December 12, 2012
8 Ways to Save on Prescription Drugs
By Linda Melone, InsWeb.com

The high cost of prescription drugs provides great motivation to find ways to cut costs, but finding discounts isn’t always easy. Here are eight suggestions for saving money on medication.

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December 10, 2012
Do I Need E&O Insurance for My Business?
By Kathryn Hawkins, InsWeb.com

A general business liability insurance policy may not be enough to cover you - do you need errors-and-omissions insurance and what does it cover?

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December 5, 2012
The Choppy Waters of Boat Insurance
By Nick DiUlio, InsWeb.com

If you just bought a boat or are thinking about buying one, here are a few tips to help you navigate the choppy waters of boat insurance.

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December 3, 2012
Over Your Dead Body: Life Insurance Benefits Vary
By Wendy Levine, InsWeb.com

Google’s generous death benefits recently were revealed by Forbes magazine, leading the rest of us to ponder how ours stack up. The short answer? They don’t.

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November 28, 2012
Football Insurance Fumbles
By Linda Melone, InsWeb.com

American football season means Sundays in front of the TV with friends and a bowl of chips and dip. But will your homeowner's insurance cover you if something goes wrong?

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November 26, 2012
What is a CLUE Report? And Why Should You Care?
By Chris Kissell, InsWeb.com

The next time you file an insurance claim – or even simply make an inquiry about your coverage – prying eyes may find out, possibly resulting in higher insurance rates. And this is all part of your CLUE report.

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November 20, 2012
Nothing to Sneeze At: Allergy Sufferers Face Health Insurance Hurdles
By Tamara E. Holmes, InsWeb.com

While the number of people who suffer from allergies is rising, many are finding that their health insurance don’t always provide adequate coverage. However, policyholders can fight back.

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November 19, 2012
If the Dog Bites, Are You Covered by Your Home Insurance?
By Nick DiUlio, InsWeb.com

It may be a reality that pet owners don’t want to face, but dog bites are far more common – and costly – than many people may realize. Will your homeowner's insurance cover a dog bite claim?

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November 14, 2012
Four Life Insurance Riders to Consider - And Two to Avoid
By Ben Gran, InsWeb.com

Life insurance riders are special features that can tack on benefits and bring flexibility to your coverage. However, not all life insurance riders are equally beneficial.

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November 12, 2012
Buying Life Insurance for America's Most Dangerous Jobs
By Ben Gran, InsWeb.com

Even if you work in one of America’s most dangerous occupations, it’s usually still possible to get life insurance – although it might come at an extra cost.

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November 7, 2012
Nonprofit Plans Come Out on Top in Health Insurance Rankings
By Rachel Hartman, InsWeb.com

Is your health insurance coverage part of a nonprofit plan or a for-profit one? Depending on the answer, you may be elated or dejected.

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November 5, 2012
When Should You Go to the Emergency Room?
By Chris Kissell, InsWeb.com

It’s Sunday evening and you begin to feel mild chest pains. Should you take your medical concerns to the nearest emergency room?

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October 31, 2012
Six Noises that Make your House Sound Haunted
By Linda Melone, InsWeb.com

Doors that open and close on their own and banging sounds from the basement don’t always require an exorcist. In fact, many of these spooky sounds can be traced to natural causes.

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October 31, 2012
Insurance Coverage for Halloween Hijinks
By Linda Melone, InsWeb.com

The scariest thing you encounter this Halloween may be the homeowner’s insurance claim you have to file the following day.

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October 29, 2012
Does Home Insurance Cover Tree Damage?
By John Egan, InsWeb.com

Falling trees and limbs cause millions of dollars in damage each year. Whether a tree on your property falls during Hurricane Sandy or another natural disaster, does your home insurance cover the damage?

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October 24, 2012
Wacky Awards Draw Attention to Pet Insurance
By Mark Henricks, InsWeb.com

Weird pet insurance claims stories draw attention to a bigger issue - not many Americans have opted to buy pet insurance for their furry friends.

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October 22, 2012
Choosing the Right Health Insurance Benefits
By Chris Kissell, InsWeb.com

Selecting health care benefits is the second most difficult major life decision, after retirement planning, according to a recent Aetna survey of 1,500 adults.

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October 17, 2012
The Pros and Cons of Mail-Order Pharmacies
By Tamara E. Holmes, InsWeb.com

Are mail-order pharmacies are more convenient and less expensive than brick-and-mortar pharmacies? Consumers are experiencing less satisfaction with ordering their prescription drugs virtually, according to a new study.

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October 15, 2012
5 Steps Every Homeowner in a Wildfire Zone Should Take
By Joshua Monen, InsWeb.com

Wildfires aren’t just scary images on your TV screen. They’re a real threat. More than 740,000 homes in 13 Western states have a high level of risk for wildfire damage, according to the 2012 CoreLogic Wildfire Risk Report.

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October 10, 2012
7 Mistakes to Avoid When Shopping for Life Insurance
By Allie Johnson, InsWeb.com

If you’re shopping for life insurance, you can run into many hurdles. Here are seven common life insurance shopping mistakes – and experts’ advice on how to avoid them.

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October 3, 2012
New Concern for Teens: Distracted Walking
By John Egan, InsWeb.com

If distracted driving weren’t enough of a problem for teens, now there’s distracted walking.

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October 1, 2012
Analysis Reveals States with Highest Death Rates for Teen Drivers
By John Egan, InsWeb.com

When it comes to deadly crashes involving teen drivers, Wyoming holds an unflattering distinction: It’s the state with the highest rate of this type of auto accident.

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September 26, 2012
How to Winterize Your Vacation Home
By John Egan, InsWeb.com

You soaked up plenty of sunshine at your beach house this summer, but now it’s time to put away the sunscreen and beach towels and close up your vacation getaway for the fall and winter.

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September 24, 2012
5 Questions to Help You Understand New Homeowner's Insurance Ratings
By David McMillin, InsWeb.com

Purchasing homeowner’s insurance is getting more complicated, as insurers are changing the way they calculate your premiums. However, these changes might end up saving you money.

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September 19, 2012
Is Your Long-Term Care Insurance in Danger?
By John Egan, InsWeb.com

Because of industry financial woes, the outlook for the long-term care insurance business is shaky, according to a new report from Moody’s Investors Service. But some long-term care experts aren’t ready to sound the alarm just yet.

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September 17, 2012
Six Things Pregnant Women Need to Know About Health Insurance
By Rachel Hartman, InsWeb.com

Pregnancy is a time of anticipation, high emotions and life-changing moments. With all of the excitement, it can be easy to overlook an essential element: health insurance.

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September 13, 2012
Celebrity Health Care: Who Gets the Best Medicine?
By Chris Kissell, InsWeb.com

Do celebrities, politicians and other people with money and influence get preferential health care treatment?

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September 11, 2012
Guides and Outfitters at National Parks Hit With Higher Insurance Premiums
By Korrena Bailie, InsWeb.com

In August 2012, the National Park Service announced that the minimum insurance liability limit for any outfitters or guides involved in higher-risk activities in national parks would be raised.

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September 5, 2012
Could Your Dirty Roof Tarnish Your Home Insurance?
By Gina Roberts-Grey, InsWeb.com

Got a moldy or stained roof? If so, your home insurance could be in jeopardy.

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September 4, 2012
New Bicycle Insurance May Give Cyclists An Easier Ride
By Korrena Bailie, InsWeb.com

More and more Americans are leaving their cars at home and riding their bicycles instead - but how are bicycles insured?

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August 28, 2012
Where Are the Safest States in America?
By John Egan, InsWeb.com

Sioux Falls, the largest city in South Dakota, has been crowned "America's Safest Driving City" in a report from Allstate.

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August 27, 2012
7 Tips For Getting the Most Out of Your Health Savings Account
By Tamara E. Holmes, InsWeb.com

Americans are taking more control over their health care spending by selecting high-deductible health insurance plans and opening tax-deferred health savings accounts (HSAs) to set aside money for out-of-pocket medical expenses.

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August 22, 2012
Why Don't Some States Mandate Motorcycle Insurance?
By Gina Roberts-Grey, InsWeb.com

Unlike car insurance, which is required of drivers in all states except New Hampshire, some states don’t require motorcycle riders to carry insurance.

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August 21, 2012
Is the Drought Threatening Your Home Insurance?
By Gina Roberts-Grey, InsWeb.com

The severe and prolonged drought is wreaking havoc on the foundations of hundreds of thousands of American homes.

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August 16, 2012
Lack of Health Insurance, Not Race, May Explain Heart Attack Deaths
By Korrena Bailie, InsWeb.com

A new study from the John Hopkins Bloomberg School of Public Health has found that when someone suffers a heart attack, his or her survival may depend on health insurance coverage – not on race.

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August 15, 2012
App Helps You Prepare for Natural Disasters
By John Egan, InsWeb.com

Want to prepare for a disaster like a hurricane, earthquake or fire? There's now an app for that.

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August 9, 2012
Should You Buy Life Insurance to Cover Your Kid's College Loan Debt?
By John Egan, InsWeb.com

Sending a kid off to college this fall? If you've co-signed for your son's or daughter's student loans, you may want to take out a life insurance policy to cover the debt in case the unthinkable happens -- your child dies.

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August 6, 2012
Sock Insurance Toes a Fine Line
By Mark Henricks, InsWeb.com

Do you have a washing machine that eats socks, leaving you with lots of lonely singles? San Francisco company Betabrand promises to keep both of your feet warm by offering “sock insurance.”

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April 2, 2012
Why Do We Buy Insurance?
By Mark Henricks, InsWeb.com

While buying insurance may seem like a straightforward financial transaction -- you pay an insurer to agree to reimburse you for a loss covered by your policy -- the forces driving it turn out to be anything but simple. Psychology, wishful thinking, statistical aptitude and brain chemistry all have a role.

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February 27, 2012
Anti-Drowsy-Driving Apps can Keep You Awake Behind the Wheel
By John Egan, InsWeb.com

Even with the best of intentions, drivers who spend too long on the road or drive without adequate shut-eye can end up falling asleep at the wheel, especially if there is no passenger to monitor the driver's awareness.

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September 20, 2011
Police Write More Traffic Tickets to Boost Revenue
By Robert Lewis, InsWeb.com

With severe budget cuts forcing cities and states to increase revenue, police officers are filling the resource gap by writing more traffic tickets.

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August 26, 2011
The Key to Longevity? Hard Work
By Robert Lewis, InsWeb.com

Avoid stress, be optimistic, retire early, hit the gym and you’ll thrive, right? Nope. New research has discovered that hard work, not relaxation, is the key to a long and successful life.

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July 27, 2011
Don’t Have Health Insurance? It Could Kill You
By Robert Lewis, InsWeb.com

Living without health insurance can be deadly, according to a recent New York Times article.

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July 15, 2011
Average Cost of COBRA: $1,069 Per Month
By Robert Lewis, InsWeb.com

On average, COBRA costs American families $1,069 per month*. That's nearly $13,000 annually. Can you afford that if you’re self-employed or have been laid off?

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June 30, 2011
More Drivers Seek Car Insurance Advice on Facebook, Twitter
By Robert Lewis, InsWeb.com

More drivers are relying on Facebook, Twitter and other social media networks for car insurance advice. But why?

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June 14, 2011
The Cost of Not Having Health Insurance
By Robert Lewis, InsWeb.com

Think health insurance costs are high? In the long run, the cost of being uninsured could prove to be astronomical.

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May 31, 2011
5 Things Health Insurance Companies Don't Want You to Know
By Robert Lewis, InsWeb.com

Not all health insurance companies are as upfront as consumers would like. Learn the 5 most common things they may not want you to know.

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May 3, 2011
2011 Affordable Car Insurance Index
Learn what states have the most and least affordable car insurance.

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April 26, 2011
3 Reasons COBRA Subscribers Should Consider Health Insurance Alternatives
By Robert Lewis, InsWeb.com

Many individuals who lose their employer-based health insurance assume COBRA is their only choice. But there are other options.

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April 12, 2011
Why Are Gas Prices Rising?
By Robert Lewis, InsWeb.com

Like it or not, gas prices are on the rise, and some experts predict we could see $5-per-gallon gas before summer. But why?

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March 31, 2011
7 Auto Insurance Discounts You've Never Heard Of
By Robert Lewis, InsWeb.com

Save big on your auto insurance by learning about these 7 discounts you've probably never heard of.

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March 7, 2011
5 Reasons Families Put Off Buying Term Life Insurance
By Robert Lewis, InsWeb.com

Families hesitate to invest in term life insurance for a variety of reasons. Here are some of the most common.

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