Save on Alabama Home Insurance: 4 Simple Tips

Alabama home insurance is pricey. In fact, Alabama home insurance averages $905* annually, making it the 12th most expensive state in the U.S.

Why pay $900 per month for home insurance? If you’re a resident of the Yellowhammer State, follow these quick savings tips and save a fortune.

4 Money-Saving Tips

Below are five excellent tips to reduce your homeowners insurance premium:

• Combine your auto and home insurance with a single insurer and reduce the cost of both premiums by 15 percent or more.
• Score a few discounts on Alabama home insurance for having an alarm system, fire-retardant roofing materials, a new home, etc.
• Make sure you’re not overinsured. If your coverage level is too high, you’re paying for coverage you don’t need.
• Hike up your insurance deductible and reduce your premium by 25 percent or greater.

Home Insurance Protects Against Natural Disasters

The chances of a natural disaster striking Alabama are high. Hurricanes, floods, tornadoes, winter storms and other perils are a constant threat to homeowners. The good news is that Alabama home insurance protects against a wide range of perils, including hurricanes, tornadoes, storms and more. Note: Flood and earthquake damage is not included in a standard Alabama home insurance policy and must be purchased separately.

Shop Around and Save

Looking for cheap Alabama home insurance? Compare quotes from several different insurers and find a policy that fits your budget. It could save you a huge wad of money! Use the free InsWeb home insurance quote form to get started.

*NAIC home insurance data, 2006