Arizona Home Insurance: Start Saving Today

You may be paying too much for Arizona home insurance and not even know it. The average Arizona home insurance premium is $52* per month, the 39th highest rate in the nation.

If you live in the Grand Canyon State, wouldn’t it be nice to reduce your Arizona home insurance rate by as much as 20 or 30 percent? You could, and it’s not as difficult as you might think.

Want to Save Money? Shop Around!

Whether you live in Phoenix, Tucson, Flagstaff or another city, you could save a bundle of money on Arizona home insurance by shopping around. Comparing home insurance rates from multiple providers is the easiest way to save money on your policy. It could save you hundreds of dollars per year!

Wildfires

Let’s not forget that Arizona is located in a desert, and wild brush and dry conditions make wildfires a common occurrence. Fortunately, Arizona home insurance safeguards against wildfire damage. Make sure your Arizona home insurance coverage is adequate to repair or rebuild your home in the event of a wildfire.

3 Ways to Save

Here are a few money-saving tips to make your Arizona home insurance more affordable:

• Multi-line discounts: Bundle your home and auto insurance policies with the same insurer and save up to 15 percent on both premiums.
• Ask about other discounts: Finding discounts for home security systems, smoke detectors and fire-retardant roofing are just a few ways to cut Arizona home insurance rates.
• Raise your deductibles: The higher your deductible, the lower your premium. It could reduce your premium by up to 25 percent.

Arizona home insurance rates are expensive, and drivers in the Copper State can’t afford to overpay. Save money by getting a free home insurance quote with InsWeb.

*National Association of Insurance Commissioners, 2006