Save Money on Washington D.C. Home Insurance

Washington D.C. home insurance costs an average of $926 per year*. That’s the 8th highest home insurance rate in the nation!

If you own a home in Washington D.C., home insurance can be cheaper if you follow these 5 money-saving tips.

5 Ways to Save on Washington D.C. Home Insurance

If you want a cheaper home insurance premium, these money-saving tips can help:

• Get a multi-line discount – by purchasing your auto and home insurance from a single insurer, you could get a significant discount. Some insurers offer savings of up to 15 percent on both policies!
• Reduce your deductible – when it comes to home insurance, a higher deductible translates into a lower premium. Raising your deductible to $1,000 or more could slash your premium significantly. Make sure you have enough cash to cover a higher deductible, though.
• Don’t insure the value of your land – some homeowners insure the value of their land along with the value of their home. This may be a mistake. If a major disaster should strike, your land will likely remain intact. Ask a local Washington D.C. home insurance agent if insuring your land’s value is a good idea.
• Search out discounts – insurers offer discounts for everything from home security systems to smoke-free homes. Snatch as many discounts as possible and reduce your premium.
• Compare quotes and shop around for a cheaper rate – shopping around is the best way to save money on home insurance. Rates may be much cheaper with another insurer.

Unless your home is located on 1600 Pennsylvania Avenue, you can probably stand to save a few bucks on home insurance in Washington D.C.

Compare home insurance quotes with InsWeb and see how much you could save on home insurance!

*Insurance Information Institute