Georgia Home Insurance – 4 Ways to Find Cheaper Coverage

Here’s a bit of bad news: You could be overpaying for Georgia home insurance and not even be aware of it. Georgia home insurance runs about $60* per month on average—that’s a whopping $724 bucks each year!

The good news? You could save 30 percent or more on Georgia home insurance with these 4 cost-cutting tips!

Shop Around for Georgia Home Insurance

When it comes to saving money on Georgia home insurance, it doesn’t matter where you live. Whether your home is in a huge metropolitan area like Atlanta or a smaller town like Du Pont, shopping around could net you huge savings. Compare Georgia home insurance quotes for free with InsWeb—doing so could save you hundreds of dollars per year!

Tropical Storms

Tropical storms and tornadoes are a huge hazard for Georgia homeowners. In any given season, tens of thousands of Georgia homes could be damaged or destroyed by tropical storms. Thankfully, damage caused by tropical storms and tornadoes is covered under a standard Georgia home insurance policy.

4 Ways to Save Money

• Drop coverage on your land – When disaster strikes, your land will likely remain unscathed. Ask your insurance agent about dropping coverage on the value of your land and save a bundle.
• Load up on discounts – Does your home have a home security system, a smoke detector or fireproof roofing materials? If so, you could save a fortune on Georgia home insurance.
• Adjust your deductible – Increase your deductible and reduce your premium by up to 25 percent.
• Don’t forget to bundle up! - Bundling your home and auto insurance with one carrier could land you a 15 percent discount on each premium.

If you live in the Peach State, find a peach of a policy by comparing Georgia home insurance policies for free with InsWeb.

*Data from the NAIC, 2006