Save Money on Maryland Home Insurance Today

If you’re paying too much for Maryland home insurance, you’re not alone. The average home insurance policy in Maryland costs over $57* per month—that’s almost $700 per year.

But there’s hope. You might be able to save hundreds of dollars per year on your policy with these simple money-saving tips.

Reduce Maryland Home Insurance Rates – 4 Tips

Keeping a healthy credit score and staying claim-free will save you money in the long run, but here are four tips that will reduce Maryland home insurance costs right away:

• Get a multi-line discount by bundling your auto and home insurance with a single insurance company.
• Don’t insure your land’s value. Your land will likely remain intact following a disaster.
• Get a discount or two. If you own a new home, have a security alarm installed, are a non-smoker or a senior homeowner, you probably qualify for discounts.
• Keep your deductible as high as you can afford and get a cheaper premium.

Home Insurance vs. Extreme Maryland Weather

Blizzards, hurricanes, tornadoes, snowstorms, heavy rain, ice storms—Maryland homeowners have a lot to contend with. Luckily, Maryland home insurance covers against these perils and more. Make sure your home insurance coverage is adequate to rebuild or repair your home following a disaster.

Two Things Maryland Home Insurance Won’t Cover

Certain exclusions apply to standard home insurance policies nationwide. The two most important are flood and earthquake damage, which are not covered by Maryland home insurance. Homeowners will need to purchase separate coverage to protect against these perils.

Homeowners in the Old Line State can compare home insurance quotes for free with InsWeb.

*NAIC, 2007 data