Saving Money on Missouri Home Insurance

Missouri home insurance can be a pricey proposition. At $726 annually*, it’s probably putting quite a dent in your pocketbook.

Luckily, you can save money on Missouri home insurance with these simple tips.

Cut Missouri Home Insurance Costs With These 3 Tips

Missouri home insurance can be affordable if you follow these money-saving tips:

• Look for discounts. If you’re a senior, a non-smoker, own a brand-new home or have a security system installed, you could qualify for discounts.
• Insure your vehicle and home with the same insurer and qualify for a multi-policy discount.
• Shop around for a new policy. You could land a much cheaper rate with a different insurer. InsWeb’s free quote form allows you to compare home insurance quotes for free.

Extreme Weather – Are You Covered?

Home insurance for Missouri homeowners must protect against a wide range of perils. Snowstorms, rain, lightning, hail, tornadoes—the list of perils goes on and on. Fortunately, a standard Missouri home insurance will cover against a wide range of disasters. Make sure you have enough coverage to completely rebuild your home and replace your possessions should major disaster strike.

A full list of exclusions can be found in InsWeb’s 10 Perils Home Insurance Won’t Cover.

Flood and Earthquake Insurance

Floods and earthquakes are not uncommon in Missouri. However, a standard Missouri home insurance policy will not cover damage caused by floods and earthquakes. Homeowners will need to purchase separate coverage to protect against these perils.

If you live in the Show Me State, search for a cheaper policy with free quotes from InsWeb.