Learn About Ohio Home Insurance and Save

Ohio home insurance costs, on average, $565 per year*. But home insurance in the Buckeye State doesn’t have to cost that much. Check out these money-saving tips and reduce the rate you pay for Ohio home insurance.

Compare home insurance quotes from leading companies and save.

Why is Ohio Home Insurance Important?

Ohio is a relatively calm state as far as natural disasters are concerned, but there are some major perils to watch out for. Blizzards, tornadoes, earthquakes, floods, and even hurricanes have caused major damage in Ohio.

With home insurance, damaged caused by these perils is covered—save for flood and earthquake damage, which are not covered by a standard Ohio home insurance policy. Without home insurance, homeowners will be forced to pay for damages out-of-pocket.

Even if you have home insurance, though, you may be underinsured. If you own a home in Ohio, make sure you have enough home insurance to fully cover the cost to rebuild your home and replace your possessions should major disaster strike. You can shop and compare Ohio home insurance quotes for free using InsWeb’s free home insurance quote form.

4 Money-Saving Tips

• Raise your deductible – A higher deductible will lower your premium. So, raise it as high as you can afford.
• Shop around for cheaper coverage – You could find the exact same home insurance coverage for a lot less with a different insurer.
• Get a discount for multiple policies - Insure your car and home with a single insurer and get a discount on both premiums!
• Don’t insure the value of your land – Land is resilient, and will likely survive a major disaster. Therefore, consider dropping coverage on your land’s value to save money.

Want to start saving money on home insurance today? Shop around for better home insurance by filling out InsWeb’s free home insurance quote form.

 

*Insurance Information Institute