Oklahoma Home Insurance – Don’t Overpay

The average Oklahoma home insurance rate is $1,048 annually*. That’s the 4th highest rate in the nation!

That rate is way too high. Get money-saving tips and learn how important Oklahoma home insurance is by reading this article.

Oklahoma Home Insurance for Natural Disasters

Like other areas in the Great Plains, Oklahoma is frequently battered by natural disasters. Beyond fierce winter and ice storms, homeowners in The Sooner State are at-risk for hurricanes, tornadoes, wildfires and any number of other perils.

That’s why Oklahoma home insurance is so important. Without home insurance, you will be on your own to cover damage caused by natural disasters.

Are Floods Covered?

Even if you have Oklahoma home insurance, remember that it does not cover for flood damage. A separate flood insurance policy is required. And, like so many citizens found out in the aftermath of Hurricane Katrina, a tornado that causes a flood is considered flood damage and will not be covered by Oklahoma home insurance.

3 Tips to Save Money on Oklahoma Home Insurance

We already mentioned that Oklahomans pay the 4th highest home insurance rate in the nation. But Oklahoma home insurance can be made cheaper if you follow these 3 money-saving tips:

• Look for discounts. Insurers offer discounts for new homes, senior homeowners, homes with security alarms, multi-line customers (home and auto), loyal customers and more.
• Raise your deductible. The higher your home insurance deductible, the lower your premium.
• Shop around. Premiums vary by insurer, and you could find cheaper home insurance with another company. Using InsWeb, you can shop and compare home insurance quotes for free.

If you’re a Sooner, get free Oklahoma home insurance quotes with InsWeb and start saving money today!

*Insurance Information Institute