Oregon Home Insurance – 4 Tips to Save Big

Oregon homeowners pay an average of $496 per year—$41* per month—for Oregon home insurance. But why pay that amount if you don’t have to? With these simple money-saving tips, you could slash 30 percent from your Oregon home insurance rate.

4 Ways to Save on Oregon Home Insurance

Below are four easy ways to cut a few dollars from your Oregon home insurance premium:

1. Combine home and auto policies and save 15 percent or more on each premium.
2. Some companies offer savings for homes with a security system, fire-retardant roofing, deadbolt locks and other safety devices.
3. The higher your deductible, the cheaper your premium. Raise your deductible and save up to 25 percent on your premium.
4. Do not insure your land. It will probably remain whole even after a major disaster.

How Much Home Insurance Does Your Home Require?

Oregon’s Pacific coast is known for gorgeous weather, so it’s easy to underestimate Mother Nature by cutting insurance coverage. But if a major disaster should occur, a minimal level of Oregon home insurance probably won’t cover the full amount of the damages.

Without shopping around, your Oregon home insurance rate could be through the roof. Don’t throw away hard-earned cash on a pricey insurance premium. Browse around for a low-cost rate using the free InsWeb home insurance quote form.

*2006 data from the National Association of Insurance Commissioners