Saving Money on Utah Home Insurance – 3 Easy Tips

Are you paying more than $42 per month for Utah home insurance? If so, you’re paying more than the average Utah homeowner. Only 3 states have lower average premiums, making Utah home insurance among the best bargains in the U.S.

Fortunately, you can make a good thing even better by reducing your current Utah home insurance rate by 30 percent or more!

How Much Utah Home Insurance is Enough?

A big concern for many homeowners is purchasing too little coverage. In Utah, however, home insurance is so affordable that it’s easy to go overboard and purchase too much coverage. But it’s a waste of money. Contact your insurance agent every year or so to make certain your coverage level isn’t too high or too low. This is the best way to keep your home adequately covered while still securing an affordable Utah home insurance rate.

3 Money-Saving Tips

Keep Utah home insurance rates affordable by following these simple tips:

1. First tip: By increasing your deductible, you will reduce your rate by up to 25 percent
2. Ask about discounts and save a wad of cash. Alarm systems, fireproof roofing materials, deadbolt locks—the Utah home insurance discounts are seemingly endless!
3. Bundle up your home and auto insurance policies with a single company and save as much as 15 percent on both policies.

Utah Home Insurance and Winter Storm Damage

Utah is famous for severe winter storms, especially snowstorms. Snow, hail, ice and windstorms can cause all kinds of damage to a home over the course of a long winter season. Luckily, Utah home insurance protects against damage and loss caused by severe winter storm damage. Remember: Flood damage is not covered by Utah home insurance. Separate coverage is needed to cover flood damage.

Looking to save even more money on Utah home insurance? Compare home insurance quotes with InsWeb and see if you can find a more affordable policy.

*National Association of Insurance Commissioners, 2006